Daycare liability insurance typically covers bodily injury, property damage, and medical expenses resulting from accidents on your premises. It can also include coverage for legal fees if you're sued. Customizable options are available to meet the specific needs of your daycare.
Absolutely. Many daycare insurance policies allow you to tailor coverage to include special events, field trips, or other off-site activities. It's essential to communicate these activities with your insurance provider to ensure comprehensive protection for all aspects of your daycare operations.
Yes, reputable daycare insurance policies often include coverage for allegations of abuse or misconduct by staff members. This coverage is crucial for protecting your daycare's reputation and addressing legal expenses related to such claims.
Absolutely. Most daycare insurance policies are flexible and can be adjusted to accommodate the changing needs of your business. Whether you're expanding your facilities, increasing enrollment, or offering new services, you can work with your insurance provider to update your coverage accordingly.